Pay over time with Klarna
It's simple and easy
Safe and secure
Find out more.
Payments on Klarna.com
Frequently Asked Questions
Don’t see your question here? Check out Klarna’s full FAQ page!
Q: What is Klarna?
A: Klarna is a global payment solutions company that provides customers with a simpler and seamless buying experience. Learn more at Klarna.com.
Q: How much will I have to pay for my purchase?
A: For No Interest if Paid in Full purchases, you only pay your order total if it is fully paid within the 6 months promotional period — no interest added! Keep in mind, you still need to make at least your minimum monthly payment as noted on the statement Klarna will email to you. If your No Interest if Paid in Full balance is not paid for within the promotional period, interest will be charged to your account from the transaction posting date at 19.99% APR. For purchases that qualify for monthly planned payments, the monthly and total payment amounts are shown before you complete checkout along with the applicable promotional APR. Your monthly Klarna statement will remind you of your payment amount and due date.
Q: How do I sign up for Pay Over Time?
A: It’s simple! Just select “Klarna” at checkout to proceed to the application where you will enter simple information to apply. You will know in seconds which payments plan you are approved for, including how much you will pay monthly and in total. Once completed, the merchant will ship your order and Klarna will send you an email regarding upcoming payments. Payments are managed here on Klarna.com.
Q: How can I reach Klarna?
A: Contact Klarna at https://www.klarna.com/us/customer-service/
Financing by Klarna is issued by WebBank, Member FDIC. Subject to credit approval.