Pay over time with Klarna

0.00% APR for 6 months if paid in full*

*Interest will be charged to your account from the transaction posting date at 19.99% APR if the purchase balance is not paid in full by the end of the 6 month promo period. Minimum monthly payment required. Additional payments may be required to pay off purchase before promotion expires.

We've partnered with Klarna to provide you with an easy-to-use, revolving line of credit that allows you to spread your purchases over time with convenient, stress-free low APR financing offers.

Select "Klarna" as your payment options at checkout, answer a few simple questions, and get an instant decision.

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  • It's simple and easy

    You'll get an instant decision on whether you're approved with just simple information. No bank account or credit card required.
  • Safe and secure

    Klarna uses modern safeguards and security to protect your information and prevent unauthorized purchases. Zero Fraud Liability with Klarna's Buyer Protection Policy.
    Find out more.
  • Payments on Klarna.com

    You can review your latest purchases and settle your monthly statement at any time by logging into your Klarna account at www.klarna.com. If you need further assistance you can contact the Klarna customer care team for free.
  • Frequently Asked Questions

    Don’t see your question here? Check out Klarna’s full FAQ page!

    Q: What is Klarna?

    A: Klarna is a global payment solutions company that provides customers with a simpler and seamless buying experience. Learn more at Klarna.com.

    Q: How much will I have to pay for my purchase?

    A: For No Interest if Paid in Full purchases, you only pay your order total if it is fully paid within the 6 months promotional period — no interest added! Keep in mind, you still need to make at least your minimum monthly payment as noted on the statement Klarna will email to you. If your No Interest if Paid in Full balance is not paid for within the promotional period, interest will be charged to your account from the transaction posting date at 19.99% APR. For purchases that qualify for monthly planned payments, the monthly and total payment amounts are shown before you complete checkout along with the applicable promotional APR. Your monthly Klarna statement will remind you of your payment amount and due date.

    Q: How do I sign up for Pay Over Time?

    A: It’s simple! Just select “Klarna” at checkout to proceed to the application where you will enter simple information to apply. You will know in seconds which payments plan you are approved for, including how much you will pay monthly and in total. Once completed, the merchant will ship your order and Klarna will send you an email regarding upcoming payments. Payments are managed here on Klarna.com.

    Q: How can I reach Klarna?

    A: Contact Klarna at https://www.klarna.com/us/customer-service/

    Financing by Klarna is issued by WebBank, Member FDIC. Subject to credit approval.

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    We sell exclusively online, and do not have stores or showrooms. Our administrative mailing address is Loom & Leaf by Saatva, 8 Wright Street, Suite 108, Westport, CT 06880

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    "For those who still pledge allegiance to the buoyant inner-spring mattress, two companies posses a variety of lavishly appointed options. Saatva’s three models all have inner-spring bases, memory-foam cushioning, and a plush pillow top. In keeping with its green initiative, it uses fire-safe thistle, organic cotton casings, recycled steel, and eco-friendly foam. A concierge service helps take your online experience off the screen, calling to offer a personal thank you in what cofounder Ricky Joshi refers to as “white glove” service. And because Joshi maintains that “certain technologies you can’t fold into a box,” Saatva mattresses are delivered and set up in your home by a dedicated team. Saatva’s sister company, Loom & Leaf, applies the same philosophy to memory-foam mattresses, which are also delivered unfolded to preserve their high-grade cooling gel layer."

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